第十一条 任何个人和组织开立移动电话卡、物联网卡、银行账户、支付账户,应当提供真实身份信息,不得实施下列行为扰乱实名制管理:
(四)代替他人或者让他人代替自己参加考试的。
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It said residents had difficulty obtaining insurance because of high costs, and there was a significant risk to health and danger to life in the area.
Or use a plain tag — see the examples for more.