因被保险人故意，未申报或者错误申报运输货物的，对于该次货物运输发生海上保险事故造成的损失，保险人不承担赔偿责任，但是有权收取保险费。
打开“健康苏州掌上行”手机程序里的“AI（人工智能）个人健康助手”，张士荣详细描述症状：“咳嗽得厉害、痰多……”屏幕上很快弹出回复：“结合您慢阻肺的病史，咳嗽加剧考虑与接触冷空气有关，可先观察……”这份基于海量医学知识和算法分析的“医嘱”，减轻了张士荣的焦虑。
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